How can I enforce the bill assignment on my parent’s life insurance policy to get the funeral home paid?: North Carolina probate guidance

How can I enforce the bill assignment on my parent’s life insurance policy to get the funeral home paid? – North Carolina Short Answer In North Carolina, a valid assignment of life insurance proceeds to a funeral home can be enforced against the insurer and/or the person who was wrongly paid. If the insurer paid…

What legal grounds do I have to demand the insurer reverse the wrongful payment and follow the beneficiary designation?

What legal grounds do I have to demand the insurer reverse the wrongful payment and follow the beneficiary designation? – North Carolina Short Answer Under North Carolina law, named life insurance beneficiaries can enforce the policy as a contract and demand payment according to the beneficiary designation. If the insurer paid the wrong person, you…

Can I recover the out-of-pocket funeral expenses from the insurance company after they failed to honor the assignment?

Can I recover the out-of-pocket funeral expenses from the insurance company after they failed to honor the assignment? – North Carolina Short Answer In North Carolina, funeral costs are primarily an obligation of the estate, and the person who arranged the funeral can seek reimbursement from the estate if the claim is timely. If the…

How does mediation or a court decide on a fair division when one co-owner lived in the property for years?: Answer under North Carolina partition law

How does mediation or a court decide on a fair division when one co-owner lived in the property for years? – North Carolina Short Answer In North Carolina, a mediator or the court starts with each co-owner’s title share, then adjusts for “accounting” items. The occupying co-owner can receive credits for necessary carrying costs (taxes,…