Probate Q&A Series

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Probate Q&A Series ·

If someone wants to keep or buy the property from the estate, how can that be handled while a reverse-mortgage foreclosure is pending? NC

If someone wants to keep or buy the property from the estate, how can that be handled while a reverse-mortgage foreclosure is pending? – NC Short Answer In North Carolina, a pending reverse-mortgage foreclosure does not always end the estate’s ability to keep or transfer the property. If the debt can be paid off before…

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Probate Q&A Series ·

What can I do if a reverse mortgage lender starts a foreclosure after the homeowner dies and the estate wasn’t properly notified? NC

What can I do if a reverse mortgage lender starts a foreclosure after the homeowner dies and the estate wasn’t properly notified? – NC Short Answer In North Carolina, an estate may be able to challenge or slow a power-of-sale foreclosure if the lender did not give the notice required before the clerk’s hearing. The…

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Probate Q&A Series ·

How do I find out the real payoff amount on a reverse mortgage when the loan has been transferred and no one will provide a clear balance? NC

How do I find out the real payoff amount on a reverse mortgage when the loan has been transferred and no one will provide a clear balance? – NC Short Answer In North Carolina, the estate’s personal representative can usually force clarity by sending a formal written payoff request to the current secured creditor or…

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Probate Q&A Series ·

Can an estate’s attorney communicate directly with the insurance adjuster, and what proof of representation is required? – NC

Can an estate’s attorney communicate directly with the insurance adjuster, and what proof of representation is required? – North Carolina Short Answer Yes. In North Carolina, an attorney for an estate can usually communicate directly with an insurance adjuster about an estate claim, but the insurer will usually want proof that the attorney represents a…

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Probate Q&A Series ·

Is there an official court form for extending a probate filing or adding additional pages to a final accounting? NC

Is there an official court form for extending a probate filing or adding additional pages to a final accounting? – NC Short Answer Usually yes for the accounting itself, but not always as a separate statewide form for every problem. In North Carolina estate administration, the clerk of superior court expects the personal representative to…

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Probate Q&A Series ·

Do caregiving arrangements or living in the deceased person’s home affect inheritance or probate responsibilities? NC

Do caregiving arrangements or living in the deceased person’s home affect inheritance or probate responsibilities? – NC Short Answer Usually, no. In North Carolina, caregiving or living in the decedent’s home does not by itself create inheritance rights or remove probate duties. Inheritance usually depends on the will, beneficiary designations, title to property, and North…

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