Is it worth contacting the notary who notarized the alleged transfer, and what can a notary record show in a forgery dispute? nc

Is it worth contacting the notary who notarized the alleged transfer, and what can a notary record show in a forgery dispute? – North Carolina Short Answer Yes. In North Carolina, contacting the notary can be a practical early step because the notary may confirm what type of notarization was performed, who appeared, when and…

Can a secured creditor start foreclosure after someone dies, and how can the estate slow down or stop that while the court sorts out creditors? nc

Can a secured creditor start foreclosure after someone dies, and how can the estate slow down or stop that while the court sorts out creditors? – North Carolina Short Answer Yes. In North Carolina, a mortgage lender or deed-of-trust holder can generally move forward with foreclosure after the borrower dies because the lien stays attached…

Can a creditor require the personal representative to pay a decedent’s credit-card debt using their own money or jointly owned assets? nc

Can a creditor require the personal representative to pay a decedent’s credit-card debt using their own money or jointly owned assets? – North Carolina Short Answer Usually no. In North Carolina, a decedent’s credit-card debt is generally paid (if at all) from estate assets—not from the personal representative’s own funds. Property that passed by survivorship…

Can a financial institution provide statements for multiple deposit and certificate accounts under one probate request? nc

Can a financial institution provide statements for multiple deposit and certificate accounts under one probate request? – North Carolina Short Answer Yes—under North Carolina estate practice, a financial institution can usually respond to one probate/estate information request by producing statements and account details for multiple deposit and certificate accounts held by the same deceased customer,…

Can the estate negotiate or settle credit card and other unsecured debts for less than the full balance, and how does that affect what the heirs receive? nc

Can the estate negotiate or settle credit card and other unsecured debts for less than the full balance, and how does that affect what the heirs receive? – North Carolina Short Answer Yes. In North Carolina, a personal representative can often negotiate and settle unsecured debts (like credit cards) for less than the full balance,…