What can I do if the homeowners or renters insurance company says the policy was canceled and refuses to cover cleanup needed to access the home? nc

What can I do if the homeowners or renters insurance company says the policy was canceled and refuses to cover cleanup needed to access the home? – North Carolina Short Answer In North Carolina, the first step is to get written proof of the alleged cancellation (the cancellation date, reason, and the notice the insurer…

What happens if a medical provider files a claim against the estate but insurance says it should be paid and nobody confirms it was actually paid? nc

What happens if a medical provider files a claim against the estate but insurance says it should be paid and nobody confirms it was actually paid? – North Carolina Short Answer In North Carolina, a medical provider’s timely claim against an estate does not disappear just because insurance “should” pay it. Until the personal representative…

How does a surviving spouse’s year’s allowance work, and does it protect inheritance money from the deceased spouse’s creditors? nc

How does a surviving spouse’s year’s allowance work, and does it protect inheritance money from the deceased spouse’s creditors? – North Carolina Short Answer In North Carolina, a surviving spouse can claim a statutory “year’s allowance” (currently valued at $60,000) from the decedent’s estate for one year of support, and it is designed to be…

How do I move the deceased person’s bank accounts into the estate account and what statements do I need to keep for the final accounting? nc

How do I move the deceased person’s bank accounts into the estate account and what statements do I need to keep for the final accounting? – North Carolina Short Answer In North Carolina, the administrator typically opens an estate checking account using the estate’s tax ID number, then works with each financial institution to retitle…

How do I file something in probate to stop a proposed executor from acting before they’re officially appointed? nc

How do I file something in probate to stop a proposed executor from acting before they’re officially appointed? – North Carolina Short Answer In North Carolina, a person does not have authority to act as executor (personal representative) until the Clerk of Superior Court issues letters (letters testamentary or letters of administration). If someone is…

Who becomes the executor if the surviving spouse is disqualified or cannot serve under the will after an equitable distribution order? nc

Who becomes the executor if the surviving spouse is disqualified or cannot serve under the will after an equitable distribution order? – North Carolina Short Answer In North Carolina, if the surviving spouse named as executor cannot serve (because the spouse is legally disqualified, declines, or is removed), the Clerk of Superior Court will generally…

If my parent owned property, can it be transferred to a relative who has been paying the taxes and insurance? nc

If my parent owned property, can it be transferred to a relative who has been paying the taxes and insurance? – North Carolina Short Answer Not automatically. In North Carolina, paying the property taxes and insurance usually does not transfer ownership after a parent’s death. Title typically passes under a will (to the named devisees)…