How can I legally stop someone from crossing my property without permission? – North Carolina Short Answer In North Carolina, you can file a civil lawsuit for trespass and ask the Superior Court for a temporary restraining order and a preliminary injunction to stop the crossings. To get an injunction, you must show you are…
Can I block specific individuals, like my sibling’s friend, from attending a home appraisal? – North Carolina Short Answer Yes. In North Carolina, you control who enters your home. You may allow a licensed appraiser to access the property while barring any specific person (such as a sibling’s friend or a particular agent). If a…
What steps can I take if my mortgage servicer violates federal regulations on loss mitigation and loan assumption? – North Carolina Short Answer In North Carolina, if a servicer recognizes you as a confirmed successor in interest but refuses loan assumption or loss mitigation, send a formal Notice of Error and Request for Information to…
How do I update my contact email for sale and closing documents when I can’t access my old account? – North Carolina Short Answer In North Carolina, tell your closing attorney and lender in writing to replace your old email with your new one and to remove the old email from all notices and e-sign…
How can I stop a lender-ordered appraisal if it wasn’t supposed to be required? – North Carolina Short Answer In North Carolina, you can refuse entry for an appraisal unless your signed loan documents or purchase contract give the lender or buyer a right to access the property. If the contract does not require an…
Can I get my loan assumption approved when I am named as successor in interest following a divorce? – North Carolina Short Answer In North Carolina, holding title after a divorce and being recognized by the servicer as a successor in interest gives you the right to communicate with the servicer and submit a complete…
What recourse do I have if my realtor undervalued my property compared to comparable sales? – North Carolina Short Answer In North Carolina, you can: (1) switch or terminate your listing under the contract’s terms; (2) file a complaint with the North Carolina Real Estate Commission for possible discipline; and (3) seek money damages in…
What steps do I take to fix an unmarketable title after discovering titling fraud? – North Carolina Short Answer In North Carolina, you typically fix an unmarketable title caused by titling fraud by filing a civil action in Superior Court to quiet title and ask the court to cancel the fraudulent instrument. At the same…
How do I remove the lien and refinance when my title is defective? – North Carolina Short Answer In North Carolina, you cannot refinance until your title is marketable. When a manufactured home was not properly converted to real property and a fraudulent affidavit clouds the record, you typically: (1) cancel the DMV title and…
How can I quiet title and clear a fraudulent affidavit from my property record? – North Carolina Short Answer In North Carolina, you file a quiet title/declaratory judgment action in Superior Court to remove a false or fraudulent document that clouds your title. You typically record a lis pendens to alert the public, serve all…
