What documents do I need to prove I’m the rightful owner and communicate with the mortgage company about the loan? NC

What documents do I need to prove I’m the rightful owner and communicate with the mortgage company about the loan? – North Carolina Short Answer In North Carolina, the mortgage servicer usually will not discuss loan options after a borrower dies unless the person contacting them can show both (1) authority to act and (2)…

Should the listing agreement be signed by me as trustee in the trust’s name, and what documents will the agent and buyer need from the trust? NC

Should the listing agreement be signed by me as trustee in the trust’s name, and what documents will the agent and buyer need from the trust? – North Carolina Short Answer In North Carolina, a home held in a trust is typically sold by the trustee, so the listing agreement is usually signed in a…

What steps ensure the sale proceeds are safely wired into my account after closing? – NC

What steps ensure the sale proceeds are safely wired into my account after closing? – North Carolina Short Answer In North Carolina, the safest way to protect sale proceeds is to treat wiring instructions as high-risk information and verify them only through trusted, independently confirmed channels (not email). At closing, the settlement agent must follow…