What documents do I need to provide to sell the house when my spouse is still listed on the deed? – North Carolina Short Answer In North Carolina, the documents needed to sell a home after a spouse’s death depend on how the home was titled on the deed. If the deed shows the spouses…
How do I correct or remove an unauthorized change to a mortgage or loan account? – North Carolina Short Answer In North Carolina, correcting an unauthorized change to a mortgage or loan account usually starts with getting the servicer to lock down the account and provide the documents that supposedly authorized the change. If the…
Can someone legally put their name on a mortgage if they aren’t an owner of the property? – North Carolina Short Answer In North Carolina, a person can be added as a borrower on the mortgage debt (the promissory note) even if that person is not an owner on the deed, but it generally requires…
What can I do if I think someone forged signatures or filed a fraudulent deed on inherited property? – North Carolina Short Answer In North Carolina, a suspected forged or fraudulent deed is usually handled by quickly pulling the recorded documents, then filing a civil case in Superior Court to clear title (often called a…
Can a person renting a property legally deed it to their spouse or child without owning it? – North Carolina Short Answer No. In North Carolina, a person generally cannot transfer ownership of real estate by deed unless that person actually owns an interest in the property (or has legal authority to sign for the…
Which state’s rules control the vehicle title transfer when the owner lived in one state before moving and then passed away in another? – North Carolina Short Answer In North Carolina, the state that controls a vehicle title transfer is usually the state that issued the current certificate of title and the state where the…
Do I need to open an estate or probate case to transfer a deceased parent’s truck into my name? – North Carolina Short Answer Not always. In North Carolina, the DMV can retitle a deceased person’s truck without a full probate estate in certain situations, including when the transfer happens “by operation of law” and…
How do I transfer a vehicle title if the owner signed it before passing away but it wasn’t notarized? – North Carolina Short Answer In North Carolina, the DMV generally will not accept a signed-over title unless the seller’s assignment was completed in front of a notary (or done through an approved electronic notarization process).…
Can the bank take possession of my house before the foreclosure hearing happens? – North Carolina Short Answer In most North Carolina foreclosures, the bank cannot take possession of the home before the foreclosure hearing. The hearing (usually before the Clerk of Superior Court) is part of the process that determines whether the foreclosure can…
What options do I have to challenge or pause a foreclosure if I think the process was handled incorrectly? – North Carolina Short Answer In North Carolina, most home foreclosures happen through a “power of sale” process that starts with a hearing before the Clerk of Superior Court. If the process was handled incorrectly, common…
