After the deed is signed, what steps do I take to record it and update the title records? – North Carolina Short Answer In North Carolina, a signed deed does not update the public title records until it is recorded with the Register of Deeds in the county where the property is located. Recording typically…
What happens if the closing happens before we agree on how repair reimbursements will be handled? – North Carolina Short Answer In North Carolina, if a home closing happens before the parties clearly agree (in writing) on repair reimbursements, the reimbursement often becomes a post-closing dispute instead of a clean closing disbursement. Once the deed…
How long do we have to take action after a slip-and-fall injury at a business? – North Carolina Short Answer In North Carolina, most slip-and-fall injury claims against a private business must be filed in court within three years of the injury. Waiting too long can permanently bar the claim, even if the store had…
What documents does a lender or title company usually require to confirm I have clear title after an inheritance? – North Carolina Short Answer In North Carolina, a lender or title company usually wants a clean, recorded “chain of title” from the deceased owner to the heir, plus probate paperwork showing who had authority to…
What happens if my former spouse signs a quitclaim deed but there is still a mortgage on the property? – North Carolina Short Answer In North Carolina, a quitclaim deed can transfer whatever ownership interest a former spouse has in the home, but it does not change the mortgage. If both spouses signed the promissory…
How can we verify who actually paid the property taxes for each parcel and which years are still unpaid? – North Carolina Short Answer In North Carolina, the most reliable way to confirm which tax years are unpaid is to get a written tax certificate (or approved website printout) from the county tax collector showing…
How do I make sure a deed of trust and promissory note are properly signed and enforceable? – North Carolina Short Answer In North Carolina, a promissory note is usually enforceable when the borrower signs it and the terms are clear, but a deed of trust must also be properly executed and notarized so it…
What happens if co-owners can’t agree on reducing the list price or accepting an offer before the foreclosure deadline? – North Carolina Short Answer In North Carolina, if co-owners cannot agree on a price reduction or whether to accept an offer before a foreclosure deadline, the sale may simply not happen in time and the…
How can I find out whether there are any liens or unpaid taxes that would have to be paid at closing? – North Carolina Short Answer In North Carolina, the standard way to find liens and unpaid taxes that may have to be paid at closing is to have a closing attorney run a title…
How do I find out who is actually on the deed for a property and whether it is considered heirs property? – North Carolina Short Answer In North Carolina, the starting point is the county Register of Deeds where the land is located. A deed search there can show the last recorded owner(s) and any…
