How can I get clear information about the garage issue before closing on a property?: North Carolina Real Estate

How can I get clear information about the garage issue before closing on a property? – North Carolina Short Answer In North Carolina, get clarity on a garage issue by verifying the sellers’ authority to convey title, ordering a current survey, and pulling zoning/building records before your due diligence deadline. If any owner is an…

How do I handle a seller who directs all communication to their lawyer?: North Carolina Real Estate

How do I handle a seller who directs all communication to their lawyer? – North Carolina Short Answer In North Carolina, once a seller says they are represented, route deal-related communications through the seller’s attorney. That approach respects legal boundaries and keeps negotiations organized. Get your own attorney involved to clarify the “garage” issue in…

How do I get a written payoff statement from my lender to review before closing?: North Carolina

How do I get a written payoff statement from my lender to review before closing? – North Carolina Short Answer In North Carolina, you (or your closing attorney/settlement agent) can request a written payoff statement from your mortgage servicer, and it should be provided within a reasonable time. Federal mortgage rules generally require servicers to…

What notice are lenders required to give for appraisal appointments in North Carolina?

What notice are lenders required to give for appraisal appointments in North Carolina? Short Answer North Carolina law does not set a specific minimum amount of notice a lender must give before an appraisal appointment. Appraisers need permission to access the property, and scheduling is typically coordinated with the owner, occupant, or agent on reasonable…