How do I protect my rights as an out-of-state owner and prevent being forced into a senior housing complex? – North Carolina Short Answer Under North Carolina law, no one can force you into senior housing unless a court first finds you legally incompetent after notice and a hearing. To protect your property rights, you…
How can I stop foreclosure on an inherited home when the lender only communicates with the executor? – North Carolina Short Answer In North Carolina, the record owner of the property has the right to notice and to be heard at the Clerk of Superior Court’s foreclosure hearing. The clerk can only authorize a sale…
Can I challenge unauthorized mortgage payments taken from my bank account by the lender? – North Carolina Short Answer Yes. In North Carolina, you can challenge unauthorized mortgage debits, revoke any auto‑draft permission, and seek a refund. You can also demand a full loan accounting and raise wrongful debits as a defense or objection in…
What does the upset bid process involve and how do I protect my interests? – North Carolina Short Answer In North Carolina judicial sales (including partition sales), any person can file an upset bid with the Clerk of Superior Court within 10 days after the report of sale (or the last upset bid). The new…
How can I prove fraud in my quiet title action and clear the property title? – North Carolina Short Answer In North Carolina, you clear title in a quiet title case by proving you hold superior title and that an adverse claim or recorded instrument clouds that title. If you allege fraud, you must prove…
Can I request a trial in my quiet title case when the other party alleges fraud? – North Carolina Short Answer Yes. In North Carolina, issues of fact tied to legal claims like fraud are triable by a jury if you make a timely written jury demand. The quiet title claim itself is equitable and…
What happens if the judge doesn’t rule on my fraud motion before the trial date? – North Carolina Short Answer In North Carolina civil cases, including quiet title suits, the case typically goes forward on the trial date unless the court enters a stay or continuance. If your pretrial fraud motion (for example, a motion…
What steps should I take now to prepare for a quiet title trial? – North Carolina Short Answer In North Carolina, prepare by locking down the forum and parties, perfecting notice, and organizing proof of your title. File or confirm a lis pendens, ensure every person with a potential interest is joined and properly served…
How can I add my name to my parent’s property deed by paying off the mortgage without triggering gift tax issues? – North Carolina Short Answer In North Carolina, you can avoid gift issues by structuring this as a real purchase: exchange fair market value for the ownership interest and document it in a signed…
Can paying off the existing mortgage be treated as a purchase interest and what steps are needed for a formal closing? – North Carolina Short Answer In North Carolina, paying off someone else’s mortgage does not give you ownership by itself. To acquire an ownership interest, the current owner must sign and deliver a deed…
