How can I prove ownership or get marketable title so a lender will approve a home purchase or replacement? – North Carolina Short Answer In North Carolina, a lender usually requires “marketable” (insurable) title, which means the public records show a clear, reliable chain of ownership with no serious competing claims. When deeds conflict, signatures…
How can I get my house deed put back in my name if I was heavily medicated and not thinking clearly when the deed was signed? – North Carolina Short Answer In North Carolina, a deed usually stays effective once it is signed, delivered, and recorded—even if the signer later feels the decision was a…
What options do I have to catch up on back taxes before the property is sold? – North Carolina Short Answer In North Carolina, the main way to stop a tax foreclosure sale is to pay the delinquent property taxes (plus interest, penalties, and costs) before the court confirms the sale. Depending on timing and…
How do I fix a deed if a family member put the wrong name on it and listed themselves as the grantor? – North Carolina Short Answer In North Carolina, fixing a deed with the wrong name or the wrong person listed as grantor usually requires either (1) a new, properly signed and notarized corrective…
How do I clear up a property title when there are multiple recorded deeds that conflict with each other? – North Carolina Short Answer In North Carolina, conflicting recorded deeds usually get cleared up through a quiet title lawsuit in the Superior Court of the county where the land sits. The case asks the court…
How can I stop a tax foreclosure on my property if I have unpaid back taxes? – North Carolina Short Answer In North Carolina, the most reliable way to stop a tax foreclosure is to pay the delinquent taxes (plus penalties, interest, and costs) before the sale is completed. Depending on where the case is…
What happens to the house and land if my parent dies and the deed paperwork doesn’t match who actually paid for the property? – North Carolina Short Answer In North Carolina, the deed recorded in the Register of Deeds usually controls who owns the house and land at the moment a parent dies, even if…
If the other parent is deceased, how does that affect my child’s rights to any inherited land or proceeds? – North Carolina Short Answer In North Carolina, if a parent who would have inherited is already deceased, that parent’s child can often inherit in that parent’s place, depending on the family tree and whether the…
Are there tax or transfer-fee consequences when deeding property from an individual to an LLC? – North Carolina Short Answer In North Carolina, deeding real property from an individual to an LLC can trigger the state excise tax on conveyances (often called a “transfer tax”) when the deed is recorded, depending on the consideration or…
What happens if the property has a mortgage and I deed it into my LLC? – North Carolina Short Answer In North Carolina, deeding mortgaged property from an individual name into an LLC usually does not remove the mortgage or the individual borrower’s personal responsibility on the loan. The bigger risk is the mortgage’s “due-on-sale”…
