Who can release the UCC lien if the loan went to a collection agency but the solar company says the collector doesn’t actually hold it? – North Carolina Short Answer In North Carolina, the party that can release (terminate) a UCC lien is the secured party of record on the UCC filing, or a party…
What options do I have if the mortgage company kept adding fees and the payoff amount grew while I was trying to work things out? – North Carolina Short Answer In North Carolina, a homeowner facing a growing payoff due to added servicing fees may have options to (1) demand a detailed payoff statement, (2)…
If I pay only the current property taxes now, will that allow closing to move forward, and how are any remaining taxes handled at closing? – North Carolina Short Answer Sometimes, paying only the current year’s property taxes can remove the immediate roadblock that is holding up a transaction, but it does not automatically clear…
Can I challenge a life estate deed if my parent had dementia and didn’t understand they were giving a remainder interest to a sibling? – North Carolina Short Answer Yes. In North Carolina, a life estate deed can be challenged if the parent lacked the mental capacity to understand what the deed did at the…
How do I file a quiet title case to undo a fraudulent deed on inherited land? – North Carolina Short Answer In North Carolina, a quiet title case is usually filed in Superior Court in the county where the land sits to ask the court to decide who owns the property and to remove an…
If the house is sold, how is the sale money typically divided between the life tenant and the remainder beneficiary? – North Carolina Short Answer In North Carolina, when a home subject to a life estate is sold, the sale proceeds are typically split based on the present value of each person’s legal interest: the…
How do I handle back rent and expenses owed before I can legally transfer the trailer title? – North Carolina Short Answer In North Carolina, back rent owed for the lot and the legal transfer of a manufactured home (trailer) title are usually two separate issues, but they can affect each other in practice. The…
What happens if the estate representative refuses to accept my rent payments or tries to evict me? – North Carolina Short Answer In North Carolina, an estate representative generally cannot lawfully remove a tenant from a lot or home site just by refusing rent or making threats. If rent is truly unpaid, the landlord (including…
What’s the best way to confirm the chain of title and add me and my sibling as heirs if records only show someone else? – North Carolina Short Answer In North Carolina, the most reliable way to confirm the chain of title is to pull the recorded deeds and probate records in the county where…
How can I verify that the warranty deed correctly transfers my property title without the original deed? – North Carolina Short Answer In North Carolina, the best way to verify a warranty deed transfers title correctly is to confirm what is recorded in the county Register of Deeds, not whether the original paper deed can…
