Who is responsible for unpaid secured loans on property after the owner’s death? – North Carolina Short Answer In North Carolina, a valid lien follows the property after death. Heirs or devisees receive the asset subject to the lien, and they are not personally liable unless they assume the debt. The secured creditor can still…
How can I remove a UCC lien on a solar array when the original lender no longer exists? – North Carolina Short Answer In North Carolina, start by confirming where the UCC-1 was filed (Secretary of State vs. county Register of Deeds for a fixture) and who the secured party of record is. Send a…
How do I dispute a collection agency claim against an estate after probate closure? – North Carolina Short Answer In North Carolina, a post-closure collection claim is usually handled by reopening the estate so a personal representative can formally accept, reject, or litigate the claim. The clerk may reopen only for proper cause, and claims…
What happens if the sale falls through and a new buyer offers a lower price—can they still claim the difference? – North Carolina Short Answer In North Carolina, if the parties sign a clear, written mutual release that settles the failed deal and waives further claims, they generally cannot later pursue the seller or buyer…
How do I protect my rights as a tenant in a probate and foreclosure situation? – North Carolina Short Answer In North Carolina, protect your rights by (1) promptly asserting any money claims (repairs, services, or injury) in the decedent’s estate, (2) following the foreclosure process so you can bid or file an upset bid…
How can I buy the house from the estate before the foreclosure sale? – North Carolina Short Answer In North Carolina, you can buy the property from the estate before foreclosure by working with the court‑appointed personal representative to sell the home either (1) through a court‑authorized private sale or (2) by a deed from…
How can I make sure my agreement clearly states that seller expenses will be deducted from the sale proceeds rather than paid out of pocket? – North Carolina Short Answer In North Carolina, you can do this by writing into your agreement that all seller-side items (taxes, liens, special assessments, and mortgage payoffs) will be…
What steps do I take to recover the money I spent on repairs? – North Carolina Short Answer In North Carolina, you recover repair costs by filing a timely, written creditor claim in the estate of the deceased owner. Your claim must state the amount, what the repairs were, and why the estate owes you,…
Can I assert a legal claim against the estate for my tenant-improvement expenses? – North Carolina Short Answer Yes. In North Carolina, you can present a written claim to the decedent’s estate for money you spent improving the property, and for your injury, but you must meet strict estate claim deadlines. These claims are usually…
What happens if the heirs abandon the property and let it go to auction? – North Carolina Short Answer In North Carolina, if heirs walk away and a mortgage is in default, the lender can foreclose through a Clerk of Superior Court process and sell the home at public auction. You can try to buy…
