How do I get a quitclaim deed prepared and recorded to transfer a property interest for a mortgage or loan in my name? – NC

How do I get a quitclaim deed prepared and recorded to transfer a property interest for a mortgage or loan in my name? – North Carolina Short Answer In North Carolina, a quitclaim deed can transfer whatever ownership interest the current owner has, but it does not “refinance” a loan or automatically move a mortgage…

Who can give a valid payoff and lien release if the collection agency says only the estate owes the debt but the closing attorney rejects their payoff? – NC

Who can give a valid payoff and lien release if the collection agency says only the estate owes the debt but the closing attorney rejects their payoff? – North Carolina Short Answer In North Carolina, the party who can give a payoff that a closing attorney can rely on and who can sign a recordable…

How do I schedule separate signings for multiple parties and attorneys at closing? – NC

How do I schedule separate signings for multiple parties and attorneys at closing? – North Carolina Short Answer In North Carolina, separate signings (sometimes called “split closings”) are usually workable if the closing attorney controls the signing plan, each signer’s identity and notarization requirements are met, and the attorney can still record the documents and…

How do I protect my personal belongings from an appraiser or potential buyer’s agent during inspection? – NC

How do I protect my personal belongings from an appraiser or potential buyer’s agent during inspection? – North Carolina Short Answer In North Carolina, a seller can protect personal belongings during an appraisal or buyer’s agent inspection by controlling access, limiting what areas are available to enter, and removing or locking up valuables before any…