How do I schedule separate signings for multiple parties and attorneys at closing? – NC

How do I schedule separate signings for multiple parties and attorneys at closing? – North Carolina Short Answer In North Carolina, separate signings (sometimes called “split closings”) are usually workable if the closing attorney controls the signing plan, each signer’s identity and notarization requirements are met, and the attorney can still record the documents and…

How do I protect my personal belongings from an appraiser or potential buyer’s agent during inspection? – NC

How do I protect my personal belongings from an appraiser or potential buyer’s agent during inspection? – North Carolina Short Answer In North Carolina, a seller can protect personal belongings during an appraisal or buyer’s agent inspection by controlling access, limiting what areas are available to enter, and removing or locking up valuables before any…

How can I properly complete and submit a successor in interest form without taking on unexpected liability? – NC

How can I properly complete and submit a successor in interest form without taking on unexpected liability? – North Carolina Short Answer In North Carolina, a “successor in interest” package for a mortgage servicer usually proves the right to deal with the loan (access information, discuss loss mitigation, and keep payments credited) after the borrower…

Does using a life‑enhanced deed for Medicaid planning still protect the home if the records briefly list me and my spouse as current owners? – NC

Does using a life‑enhanced deed for Medicaid planning still protect the home if the records briefly list me and my spouse as current owners? – North Carolina Short Answer In North Carolina, what matters is what the county Register of Deeds has actually recorded and indexed—not what a title-monitoring service briefly reports. If a life-enhanced…