Can the seller or realtor be responsible if defects weren’t disclosed or were downplayed during the sale? – North Carolina Short Answer Yes. In North Carolina, a seller can be responsible if they failed to provide the required disclosure statement, made a false or misleading disclosure about a condition they actually knew about, or failed…
What steps do I need to request a new title once I have the VIN number for my trailer? – North Carolina Short Answer In North Carolina, a VIN by itself usually is not enough to get a new title issued in a buyer’s name. The normal path is to apply for a title transfer…
How do I fix the chain of title and notify my mortgage or insurer if ownership records are inconsistent? – North Carolina Short Answer In North Carolina, the first step is to confirm what the county Register of Deeds actually shows for the most recent deed(s) and indexing. If the recorded instrument is correct but…
How can I get my name removed from a deed of trust if the home is titled only in someone else’s name? – North Carolina Short Answer In North Carolina, a person usually cannot “remove” their name from a deed of trust by themselves if they signed the loan documents. The lender must agree to…
What happens if the deed was recorded incorrectly or a later filing reversed the transfer—can it be corrected without starting over, and will I need to sign a new deed? – North Carolina Short Answer Often, yes—many recording problems in North Carolina can be corrected without “starting over,” but the right fix depends on what…
Who can release the UCC lien if the loan went to a collection agency but the solar company says the collector doesn’t actually hold it? – North Carolina Short Answer In North Carolina, the party that can release (terminate) a UCC lien is the secured party of record on the UCC filing, or a party…
What options do I have if the mortgage company kept adding fees and the payoff amount grew while I was trying to work things out? – North Carolina Short Answer In North Carolina, a homeowner facing a growing payoff due to added servicing fees may have options to (1) demand a detailed payoff statement, (2)…
If I pay only the current property taxes now, will that allow closing to move forward, and how are any remaining taxes handled at closing? – North Carolina Short Answer Sometimes, paying only the current year’s property taxes can remove the immediate roadblock that is holding up a transaction, but it does not automatically clear…
Can I challenge a life estate deed if my parent had dementia and didn’t understand they were giving a remainder interest to a sibling? – North Carolina Short Answer Yes. In North Carolina, a life estate deed can be challenged if the parent lacked the mental capacity to understand what the deed did at the…
How do I file a quiet title case to undo a fraudulent deed on inherited land? – North Carolina Short Answer In North Carolina, a quiet title case is usually filed in Superior Court in the county where the land sits to ask the court to decide who owns the property and to remove an…
