Do we need landlord or homeowners insurance on a property that has been rented out for a long time, and what liability risks exist if someone gets hurt there?

Do we need landlord or homeowners insurance on a property that has been rented out for a long time, and what liability risks exist if someone gets hurt there? – North Carolina Short Answer In North Carolina, a long-term rental property is usually better insured with a landlord (dwelling) policy rather than a standard homeowners…

How does an auto insurance claim get handled when the policyholder has passed away?

How does an auto insurance claim get handled when the policyholder has passed away? – North Carolina Short Answer In North Carolina, an auto insurance claim involving a deceased policyholder is usually handled through the person with legal authority to act for the decedent—most often the estate’s personal representative (executor or administrator). The insurance company…

How long does probate usually take, and what fees should I expect if I start with a spousal allowance and later need full probate? NC

How long does probate usually take, and what fees should I expect if I start with a spousal allowance and later need full probate? – North Carolina Short Answer In North Carolina, a spousal year’s allowance can sometimes be awarded relatively quickly through the Clerk of Superior Court, but a full estate administration often takes…

How can I file a caregiver compensation claim in probate without a written agreement if I provided years of care, transportation, and household support?

How can I file a caregiver compensation claim in probate without a written agreement if I provided years of care, transportation, and household support? – North Carolina Short Answer In North Carolina, a caregiver can sometimes seek payment from a deceased person’s estate even without a written contract, but it usually requires a properly documented…