What documents does an estate usually need when requesting additional insurance benefits after a policyholder dies? NC

What documents does an estate usually need when requesting additional insurance benefits after a policyholder dies? – NC Short Answer In North Carolina, an estate usually needs a certified death certificate, proof that a personal representative has authority to act for the estate, the insurance company’s claim forms, and records that support the extra benefit…

Can an estate recover unpaid medical bills through a deceased person’s cancer insurance policy? – NC

Can an estate recover unpaid medical bills through a deceased person’s cancer insurance policy? – NC Short Answer Sometimes, but only if the cancer policy actually pays benefits to the estate, to the insured, or directly for covered treatment expenses. In North Carolina, the answer usually turns on the policy’s beneficiary language, the type of…

How do I confirm that an insurance company received the medical invoices submitted for a deceased person’s claim? – NC

How do I confirm that an insurance company received the medical invoices submitted for a deceased person’s claim? – NC Short Answer In North Carolina, the most reliable way to confirm that an insurer received medical invoices for a deceased person’s claim is to create a clear paper trail and ask for written acknowledgment tied…