What if my spouse dies and only they were on the mortgage? | NC

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Q: What happens to a house when my spouse dies and the deed has both our names but the mortgage is only in their name? A: Under North Carolina law, if the deed put the home in both spouses’ names while you were married, the home is usually treated as tenancy by the entirety, unless the deed clearly says otherwise. That means when one spouse dies, the surviving spouse usually owns the house…