Does a recording of my spouse’s final wishes affect pension payout? | NC

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Q: Does a recording of my spouse’s final wishes have any legal effect on how retirement or pension benefits are paid out? A: Usually, no—retirement and pension death benefits are typically paid based on the plan’s beneficiary designation and any payout option election the plan has on file, not based on a recording, a will-like statement, or what the family expected to happen with a joint bank…