Do I Need an Estate for My Deceased Spouse’s Mortgage? | NC

About this video

Q: Do I have to open an estate to handle my deceased spouse’s mortgage, personal loan, or home repair insurance issues? A: Not always. Under North Carolina law, if the home was owned by both spouses as tenants by the entirety, the surviving spouse usually becomes the owner automatically when the other spouse dies. That means the house itself may not need to go through probate. But that does not…