Do mortgage payments shift to the heir after a co-owner dies? | NC

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Q: Do mortgage payments have to be paid by the deceased co-owner’s estate, or does the responsibility shift to the heir who inherited the ownership interest? A: Usually, the mortgage is a personal debt of whoever signed the promissory note. So if the deceased co-owner was the only person who signed the note, the estate is typically the party responsible for that debt during the estate…