If I keep paying the mortgage, can I refinance or sell later? | NC

About this video

Q: If I keep paying the mortgage but the house isn’t in my name, what risks do I face if I want to refinance or sell later? A: The biggest risk is that paying the mortgage does not give you legal title by itself. It may help keep the loan current, but it does not give you the power to refinance or sell the home later. If the house is still in a deceased parent’s name, a lender, buyer, or closing…