How do I request a refund of insurance premium overpayments? | NC

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Q: How do I request a refund of insurance premium overpayments after a policyholder dies? A: In most cases, the refund is treated as money owed to the estate—so the person who usually makes the request is the court-appointed personal representative, meaning the executor or administrator. Start by notifying the insurance company of the death and asking for a written account history and the…