Can life insurance go to the estate instead of a beneficiary? | NC

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Q: Can life insurance proceeds be paid into the estate instead of to the named beneficiary? A: Yes — but only in limited situations. Life insurance usually goes directly to the named beneficiary and stays outside probate. It can be redirected if the named beneficiary is legally disqualified, such as when that person is treated as a slayer because they willfully and unlawfully caused the…