Can a creditor count a house as an estate asset? | NC

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Q: Can a creditor still count a house as an estate asset even if the family does not intend to sell it? A: Yes — a creditor can still look at the house as part of the estate. The main issue is not whether the family wants to keep the home. The real issue is whether the estate has net value in the property after the mortgage, liens, sale costs, and higher priority debts are considered. If the…