How can we protect a parent’s home in long-term care? | NC

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Q: How can we protect a parent’s home while they’re in a nursing facility and receiving needs-based benefits? A: The short answer is — be very careful before changing the title. A home may still be treated as exempt for benefit eligibility in some cases, but that does not mean it is safe from transfer penalties or estate recovery later. If the parent is already in a nursing facility and getting…