Can an estate recover insurance overpayments after death? | NC

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Q: Can the estate recover a refund for insurance overpayments made after death? A: Yes — often it can. If insurance coverage should have ended at death, any premiums paid after that may be refundable to the estate. But the insurer usually will not discuss the account or send a refund until an authorized personal representative is appointed. That person must usually provide a certified death…