How do I confirm why a mortgage account was closed? | NC

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Q: If a mortgage lender says the loan account was closed after the homeowner died, how do I confirm whether it was paid off, forgiven, or transferred? A: A closed mortgage account does not automatically mean the debt was paid off or forgiven. The safest approach is to gather the statements from around the date of death and after death, then ask the loan servicer for written confirmation. Request…