Can a Deceased Person’s Debt Reach Family or Joint Assets? | NC

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Q: Can a creditor collect a deceased person's debt from family members or jointly owned assets? A: Usually, a creditor must seek payment from the deceased person’s estate, not from family members. Under North Carolina law, family members are personally responsible only if they have a separate legal obligation — such as being a co-borrower, guarantor, or person who assumed the debt. The creditor…