Can an estate require written proof of an IRA beneficiary? | NC

About this video

Q: Can an estate require a bank to provide written confirmation of beneficiary designations or survivorship details for an IRA? A: Usually, yes — at least enough information to help the personal representative figure out whether the account passes outside probate or belongs in the estate. But that does not always mean the bank must produce the original signed I R A paperwork. If the account is…