How can I access my parent’s bank account after they die? | NC

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Q: How can I access my parent’s bank accounts if they were only in my parent’s name and not joint or payable-on-death? A: If the account was only in your parent’s name and there was no joint owner and no payable-on-death beneficiary, the bank account is usually part of the probate estate. That means the bank typically will not let you access the money just because you are the only heir. In most…