How Do I Confirm an Unpaid Premium on a Canceled Policy? | NC

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Q: How do I confirm whether a deceased person's canceled insurance policy has an unpaid premium? A: Start by treating the old premium notice as a possible claim, not as a bill to pay automatically. The personal representative should contact the insurer or insurance agency in writing and provide proof of authority for the estate. Ask for the final policy ledger, the cancellation date, the earned…