Can I access my deceased spouse's retirement account first? | NC

About this video

Q: Can I access my deceased spouse's retirement account before the estate is opened if I am the named beneficiary? A: Usually, yes — if you are the valid named beneficiary, that retirement account usually passes directly to you and does not have to wait for the estate to be opened. In most cases, you should contact the plan administrator, brokerage, or benefits office and file its claim forms,…