How do I find the beneficiary on a parent’s life insurance? | NC

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Q: How do we find out who the beneficiary is on a life insurance policy after a parent dies, and does it go through probate? A: Most of the time, life insurance pays directly to the person named on the policy—so it usually does not go through probate, and it does not follow what the will says. To find the beneficiary, first try to identify the insurance company and the policy—look through the…