How do I negotiate a buyout over a home value dispute? | NC

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Q: How do I negotiate a buyout when my former spouse and I disagree about what the property is worth? A: Start with the home's current fair market value — usually from one agreed appraisal or from competing appraisals. Then apply each owner's ownership share. After that, adjust the number for credits or offsets, like mortgage payments, property taxes, insurance, repairs, and some improvements…