How do I get a deceased spouse’s retirement account paid out? | NC

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Q: How do I get a deceased spouse’s retirement account paid out if there was no beneficiary listed? A: If the retirement company says it will only pay the account to the estate, you usually need to open an estate and have someone officially appointed to act for it. That person is the personal representative — either an executor if there is a will, or an administrator if there is not. Once…