Can I avoid probate if a retirement account has no beneficiary? | NC

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Q: Is there any way to avoid probate when a deceased spouse’s retirement account has no beneficiary designation? A: Usually, no — if the retirement plan will only pay the account to the estate, some estate procedure is usually required to collect it. But that does not always mean a full probate case. In some situations, the account can be handled through a year’s allowance that has already been…