Do I Have to Pay a Loan Only in My Deceased Spouse’s Name? | NC

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Q: Am I responsible for paying a personal loan that was only in my deceased spouse’s name? A: Usually, no. Under North Carolina probate law, a personal loan signed only by your deceased spouse is generally a debt of the estate, not your personal debt. Marriage alone does not make you responsible. You may be personally liable if you co signed the loan, guaranteed it, later agreed in writing to…