How do I cash or reissue an estate insurance check? | NC

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Q: How can I cash or reissue an insurance check made out to the estate if it’s getting close to going stale before probate is opened? A: Usually, you cannot cash that check yourself before the court appoints a personal representative for the estate. If the check is payable to the estate, an heir normally does not have authority to sign, deposit, or negotiate it alone. The practical step is to…