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Can I use my underinsured motorist coverage if the at-fault driver’s insurance doesn’t cover all my medical bills?: Answered for North Carolina

Can I use my underinsured motorist coverage if the at-fault driver’s insurance doesn’t cover all my medical bills? – North Carolina Short Answer Yes—under North Carolina law, underinsured motorist (UIM) coverage applies when the at-fault driver’s bodily injury liability limits are lower than your UIM limits. You generally must exhaust the at-fault policy and follow…

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Probate Q&A Series ·

Can she claim reimbursement for home improvements and other estate expenses if the will is overturned?

Can she claim reimbursement for home improvements and other estate expenses if the will is overturned? – North Carolina Short Answer Yes—under North Carolina law, necessary and reasonable expenses of administering the estate can be reimbursed even if the will is later set aside. While a caveat is pending, the personal representative may not distribute…

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What steps should I take to protect my personal injury rights while pregnant?: North Carolina guidance for crash claims and UIM

What steps should I take to protect my personal injury rights while pregnant? – North Carolina Short Answer Under North Carolina law, protect your claim by getting immediate OB‑informed medical care, documenting symptoms, and following treatment. Notify your auto insurer promptly and do not settle with the at‑fault insurer until your underinsured motorist (UIM) carrier…

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How can I document that my gallbladder and liver issues were caused by the car accident?: Practical steps under North Carolina law

How can I document that my gallbladder and liver issues were caused by the car accident? – North Carolina Short Answer In North Carolina, you document medical causation with prompt medical evaluations, objective testing, and a clear medical opinion that the crash more likely than not caused or aggravated your gallbladder and liver problems. Use…

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What damages can I recover in a rear-end collision when I’m pregnant and have both BI and UM coverage?: North Carolina guidance

What damages can I recover in a rear-end collision when I’m pregnant and have both BI and UM coverage? – North Carolina Short Answer In North Carolina, you can recover compensatory damages for medical bills (including pregnancy-related care and monitoring), lost income, pain and suffering, and property damage when another driver negligently rear-ends you. The…

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Probate Q&A Series ·

Am I required to distribute wrongful death proceeds according to intestate succession even though there is a will?: North Carolina

Am I required to distribute wrongful death proceeds according to intestate succession even though there is a will? – North Carolina Short Answer Yes. In North Carolina, wrongful death proceeds are not estate assets and do not pass under the will. After paying limited, statutorily allowed expenses and liens, the balance must be distributed to…

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Probate Q&A Series ·

What documentation does a bank require to verify a decedent’s identity and balance?: North Carolina probate

What documentation does a bank require to verify a decedent’s identity and balance? – North Carolina Short Answer In North Carolina, banks typically need a certified death certificate and proof of your legal authority over the estate before they will discuss a decedent’s accounts or provide balances. That proof is usually Letters Testamentary or Letters…

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Probate Q&A Series ·

What are my options for making voluntary payments on a deceased individual’s credit card debt?: North Carolina probate

What are my options for making voluntary payments on a deceased individual’s credit card debt? – North Carolina Short Answer In North Carolina, credit card debt is a general unsecured claim paid only after higher‑priority expenses and usually after the creditor claims window closes. Do not make “voluntary” payments before the claim period ends unless…

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Probate Q&A Series ·

Can I recover real property and investments sold by my sister under a possibly forged power of attorney?: Clear steps under North Carolina probate law

Can I recover real property and investments sold by my sister under a possibly forged power of attorney? – North Carolina Short Answer Yes, North Carolina law provides tools to recover estate property that was taken or sold under an invalid or misused power of attorney. You can open your mother’s estate and use an…

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