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Wrongful Death ·

What happens to survivor benefits and insurance claims if the death certificate is wrong, and will correcting it delay anything? – NC

What happens to survivor benefits and insurance claims if the death certificate is wrong, and will correcting it delay anything? – North Carolina Short Answer In North Carolina, an incorrect death certificate (for example, listing a decedent as “not married” when they were married) does not erase a lawful marriage or automatically cancel survivor benefits,…

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Real Estate Q&A Series ·

Can the title company obtain payoff statements directly from the lenders, or do I need to request them myself? – NC

Can the title company obtain payoff statements directly from the lenders, or do I need to request them myself? – North Carolina Short Answer In North Carolina, a title company or closing attorney can usually obtain payoff or short-pay statements directly from mortgage lenders if the property owner signs a written authorization naming them as…

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Probate Q&A Series ·

Which bank statements and documents are required for the annual and final estate accounting, and do I need to include statements for months after the annual period ends? – NC

Which bank statements and documents are required for the annual and final estate accounting, and do I need to include statements for months after the annual period ends? – North Carolina Short Answer In North Carolina, annual and final estate accountings must list every receipt and disbursement for the period covered and be backed up…

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What happens if the mortgage isn’t paid during a co‑owner dispute, and do I still receive any equity if the property is foreclosed? – NC

What happens if the mortgage isn’t paid during a co‑owner dispute, and do I still receive any equity if the property is foreclosed? – North Carolina Short Answer In North Carolina, if co-owners stop paying the mortgage during a dispute, the lender can foreclose on the property, and that foreclosure generally wipes out everyone’s ownership,…

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Probate Q&A Series ·

Do I need to open a separate estate account if there was a joint bank account and I used court papers to move other accounts into my name? – NC

Do I need to open a separate estate account if there was a joint bank account and I used court papers to move other accounts into my name? – North Carolina Short Answer Under North Carolina probate practice, a personal representative generally should open a separate estate checking account and run all estate receipts and…

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Probate Q&A Series ·

After filing the inventory, what does the accounting require to document payments to creditors and taxes and distributions to myself? – NC

After filing the inventory, what does the accounting require to document payments to creditors and taxes and distributions to myself? – North Carolina Short Answer In a North Carolina estate, each annual or final accounting filed with the Clerk of Superior Court must show every dollar that came into and went out of the estate,…

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