Can a buyer close without title insurance, and what protections or contract terms could reduce the risk if they do? – NC

Can a buyer close without title insurance, and what protections or contract terms could reduce the risk if they do? – North Carolina Short Answer Under North Carolina law, a buyer may close on real estate without purchasing title insurance, but doing so shifts most of the risk of hidden title defects, liens, and competing…

How can I proceed with a partition when the land is split into separate nearby parcels and includes mobile homes? – NC

How can I proceed with a partition when the land is split into separate nearby parcels and includes mobile homes? – North Carolina Short Answer In North Carolina, a co-owner may file a partition action in superior court even when the land consists of several nearby tracts and includes mobile or manufactured homes. The court…

If an heir has a cognitive disability, how do we get a valid signature or court approval to transfer their share? – NC

If an heir has a cognitive disability, how do we get a valid signature or court approval to transfer their share? – North Carolina Short Answer Under North Carolina law, an heir with a significant cognitive disability generally cannot sign away a real estate interest unless that person actually understands the transaction. If capacity is…

How do I make sure I’m reimbursed or credited for property taxes and roof repairs I paid? – NC

How do I make sure I’m reimbursed or credited for property taxes and roof repairs I paid? – North Carolina Short Answer Under North Carolina law, a co-owner in a partition case can usually recover contributions for necessary carrying costs like property taxes and essential repairs, and may also receive credit for value-adding improvements. This…