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Probate Q&A Series

What should I do if my notice-to-creditors affidavit was rejected because the mailing address didn’t match my personal address? NC

What should I do if my notice-to-creditors affidavit was rejected because the mailing address didn’t match my personal address? – North Carolina Short Answer In North Carolina estate administration, the notice to creditors must include a valid mailing address where claims should be sent, and the Clerk of Superior Court often expects the affidavit to…

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Guardianship Q&A Series

Can the court give limited guardianship so the guardian only handles certain decisions instead of everything? NC

Can the court give limited guardianship so the guardian only handles certain decisions instead of everything? – North Carolina Short Answer Yes. In North Carolina, the clerk of superior court can tailor a guardianship so the guardian handles only certain areas (for example, finances but not personal decisions), instead of appointing a general guardian over…

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Estate Planning Q&A Series

What options do I have to protect my primary home and a rental property from Medicaid estate recovery? NC

What options do I have to protect my primary home and a rental property from Medicaid estate recovery? – North Carolina Short Answer In North Carolina, Medicaid can seek repayment after death from a recipient’s “estate,” and the definition can reach certain assets that pass outside probate, including interests held through survivorship deeds and some…

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Probate Q&A Series

If I sell estate real estate to an heir for more than the mortgage payoff to cover estate costs, is that allowed as long as it’s properly documented? NC

If I sell estate real estate to an heir for more than the mortgage payoff to cover estate costs, is that allowed as long as it’s properly documented? – North Carolina Short Answer Yes—under North Carolina probate practice, estate real estate can be sold to an heir for more than the mortgage payoff, and the…

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Probate Q&A Series

Can I challenge transactions an agent made under a power of attorney before death if they closed accounts, changed beneficiaries, or retitled property? NC

Can I challenge transactions an agent made under a power of attorney before death if they closed accounts, changed beneficiaries, or retitled property? – North Carolina Short Answer Yes. In North Carolina, transactions an agent made under a power of attorney (POA) before the principal’s death can be challenged if the agent exceeded the POA’s…

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Probate Q&A Series

Can a reverse mortgage be paused while I prepare for a sale, and what proof does the reverse mortgage company need that a sale is in progress? NC

Can a reverse mortgage be paused while I prepare for a sale, and what proof does the reverse mortgage company need that a sale is in progress? – North Carolina Short Answer Under North Carolina law, a reverse mortgage typically becomes due after the borrower dies and the home is no longer the principal residence…

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Probate Q&A Series

What documents will the bank require to close a deceased person’s accounts and move the money into an estate account?

What documents will the bank require to close a deceased person’s accounts and move the money into an estate account? – North Carolina Short Answer In North Carolina, a bank usually requires (1) a certified death certificate and (2) proof of the personal representative’s authority, typically certified Letters Testamentary (executor) or Letters of Administration (administrator),…

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