How do we prove who has been paying the property taxes and whether that affects ownership or the partition case? nc

How do we prove who has been paying the property taxes and whether that affects ownership or the partition case? – North Carolina Short Answer In North Carolina, proof of who paid the property taxes usually matters most for reimbursement/credits in a partition case, not for changing who owns the property. A co-owner who paid…

Can I sign legal paperwork for a co-owner who is in a nursing facility and has cognitive issues, and what documents would I need to show that authority? nc

Can I sign legal paperwork for a co-owner who is in a nursing facility and has cognitive issues, and what documents would I need to show that authority? – North Carolina Short Answer In North Carolina, one co-owner generally cannot sign legal paperwork for another co-owner in a partition case unless there is valid legal…

How can we get an insurance repair check released when the lender or servicer says the loan is in a monitored or pre-foreclosure status? nc

How can we get an insurance repair check released when the lender or servicer says the loan is in a monitored or pre-foreclosure status? – North Carolina Short Answer In North Carolina, a lender or mortgage servicer often holds insurance repair proceeds (sometimes called a “loss draft”) and releases the money in stages, especially when…

Can we negotiate a settlement where we choose the realtor and control the sale process instead of having a court-appointed person run the sale? nc

Can we negotiate a settlement where we choose the realtor and control the sale process instead of having a court-appointed person run the sale? – North Carolina Short Answer Yes—many North Carolina partition cases settle with a written agreement that sets the sale terms, including selecting a realtor, setting a listing price strategy, and allocating…

How do we find out the mortgage payoff amount and the reinstatement amount, and can the loan be reinstated after missed payments? nc

How do we find out the mortgage payoff amount and the reinstatement amount, and can the loan be reinstated after missed payments? – North Carolina Short Answer In North Carolina, the most reliable way to get a mortgage payoff amount or reinstatement amount is to request a written statement from the loan servicer (the company…