Short Answer

In North Carolina, if your claim is against the decedent, you can present it by either delivering a written claim to the personal representative (executor) or filing it with the Clerk of Superior Court where the estate is pending. You must do this by the deadline stated in the estate’s published Notice to Creditors (or within 90 days after personal notice, if later). If your judgment is against a beneficiary (for example, your former spouse), you generally cannot file a creditor claim in the decedent’s estate and must use separate enforcement steps to reach that beneficiary’s inheritance.

Understanding the Problem

You want to use a North Carolina probate estate to satisfy a judgment. Can you file your judgment claim with the court, or should you serve it on the executor instead? One key fact: you hold a family law judgment against your former spouse. Whether the claim is against the decedent or against your former spouse (a beneficiary) determines your path.

Apply the Law

North Carolina treats “claims against the estate” as claims against the decedent, not against heirs or beneficiaries. A creditor of the decedent must present a written claim and meet strict deadlines. Presentment is valid if delivered to the personal representative (PR) or filed with the Clerk of Superior Court in the county where the estate is open. The PR reviews, allows, or rejects claims, and payment follows statutory priority. A creditor of a beneficiary (not the decedent) generally cannot use this estate-claim process and must pursue the beneficiary’s distributive share through separate enforcement procedures.

Key Requirements

• Written claim content: State the amount, basis of the claim, and your name and address.
• How to present: Deliver to the PR (in person/mail) or file with the Clerk where the estate is pending; both methods count as timely presentment if done before the deadline.
• Deadline to present: By the date in the published Notice to Creditors (at least three months after first publication) or, if you received personal notice, within 90 days after that notice if later.
• If rejected: You must file a lawsuit to enforce the claim within three months after written rejection or it will be barred.
• Who may use this process: Only creditors of the decedent; a creditor of a beneficiary should use separate judgment-enforcement tools to reach the beneficiary’s share.

What the Statutes Say

• North Carolina Gen. Stat. § 28A-19-1 (Presenting claims) – Explains required claim content and permitted methods of presentment (to PR or Clerk).
• North Carolina Gen. Stat. § 28A-14-1 (Notice to creditors) – Requires publication and sets the baseline three-month claim window.
• North Carolina Gen. Stat. § 28A-19-3 (Nonclaim bar) – Bars untimely claims and addresses personal notice timing.
• North Carolina Gen. Stat. § 28A-19-16 (Suing on rejected claim) – Sets the three-month window to sue after rejection.

Analysis

Apply the Rule to the Facts: Because your judgment is against your former spouse (a beneficiary), it is not a “claim against the decedent.” Filing a creditor claim in the decedent’s estate will not convert your judgment into an estate debt. Instead, you would typically enforce your judgment against your former spouse’s distributive share through separate enforcement procedures. If, however, you also have a valid claim against the decedent (for example, for unpaid obligations owed by the decedent), you could timely present that written claim to the PR or file it with the Clerk.

Process & Timing

1. Who files: A creditor of the decedent. Where: Clerk of Superior Court in the North Carolina county where the estate is open, or directly to the PR. What: A written claim stating amount, basis, and creditor contact information; if filing with the Clerk, the Clerk places it in the estate file and mails a copy to the PR at your expense. When: By the claim deadline in the published Notice to Creditors (at least three months from first publication) or within 90 days after personal notice if later.
2. If the PR rejects the claim, calendar the next deadline and file a lawsuit to recover the claim within three months after written rejection; otherwise, it is barred.
3. After the claims window closes, the PR pays allowed claims in statutory order and later makes distributions to beneficiaries.

Exceptions & Pitfalls

• Do not use the estate-claim process if your debtor is a beneficiary, not the decedent; pursue separate judgment-enforcement steps to reach the beneficiary’s distributive share.
• Late claims are “forever barred” unless they fit a narrow exception; calendar the bar date as soon as the notice runs or is received.
• Include all required information in the written claim and keep proof of delivery or filing; if filing with the Clerk, expect to cover the cost of mailing a copy to the PR.
• If your claim is rejected, missing the three-month lawsuit deadline will bar recovery from the estate.

Talk to a Probate Attorney

If you’re trying to collect a judgment and need to know whether to file an estate claim or pursue a beneficiary’s share, our firm has experienced attorneys who can help you understand your options and timelines. Call us today at [919-341-7055].

Disclaimer: This article provides general information about North Carolina law based on the single question stated above. It is not legal advice for your specific situation and does not create an attorney-client relationship. Laws, procedures, and local practice can change and may vary by county. If you have a deadline, act promptly and speak with a licensed North Carolina attorney.