What happens if there are other liens or judgments against either owner—can those reduce or take the surplus funds? nc
Recent Legal Update Updated: April 2026 North Carolina’s foreclosure-surplus procedure still centers on N.C. Gen. Stat. § 45-21.31, but the more specific special-proceeding statute for foreclosure surplus is N.C. Gen. Stat. § 45-21.32. The prior article cited § 1-339.71, which governs surplus disputes in execution-sale contexts, not foreclosure-sale surplus paid into the clerk under §…























