Can I apply for survivor benefits for the children if the children are on the birth certificates but the death certificate doesn’t list me as the spouse? NC

Can I apply for survivor benefits for the children if the children are on the birth certificates but the death certificate doesn’t list me as the spouse? – North Carolina Short Answer Yes, in many situations in North Carolina a parent or guardian can still apply for survivor-type benefits for the children even if the…

Do I need to be the personal representative to negotiate or receive money from an insurance company after a death? NC

Do I need to be the personal representative to negotiate or receive money from an insurance company after a death? – North Carolina Short Answer Often, yes. In North Carolina, the person who can legally settle a death-related claim and receive settlement funds on behalf of the decedent’s estate is usually the court-appointed personal representative…

What happens if the estate has no assets but I paid expenses related to the death—do I have any way to recover those costs? NC

What happens if the estate has no assets but I paid expenses related to the death—do I have any way to recover those costs? – North Carolina Short Answer In North Carolina, death-related expenses like funeral and burial costs are usually paid from the decedent’s estate, not directly from the wrongful-death recovery. If the estate…

What documents or information do insurers usually need for a death-related claim, and who should provide them? NC

What documents or information do insurers usually need for a death-related claim, and who should provide them? – North Carolina Short Answer In North Carolina, insurers usually ask for proof of death, proof of the claimant’s identity and authority to receive money, and basic information about the policy and the loss. The right person to…

If the funeral bill isn’t available yet, can reimbursement still be included and finalized later? NC

If the funeral bill isn’t available yet, can reimbursement still be included and finalized later? – North Carolina Short Answer Usually, a North Carolina court will not “finalize” a specific reimbursement amount for funeral expenses in a minor wrongful-death settlement order without documentation showing what was actually paid. A settlement order can often reserve the…

How can I start a wrongful death claim after my spouse was hit by a tractor-trailer while riding a bicycle, and what evidence do I need if the driver left the scene or says they were off duty? NC

How can I start a wrongful death claim after my spouse was hit by a tractor-trailer while riding a bicycle, and what evidence do I need if the driver left the scene or says they were off duty? – North Carolina Short Answer In North Carolina, a wrongful death claim is started by the deceased…

If my life insurance paid most of the funeral costs, can I still ask the other beneficiaries to reimburse me for part of that expense? – NC

If my life insurance paid most of the funeral costs, can I still ask the other beneficiaries to reimburse me for part of that expense? – North Carolina Short Answer Sometimes, but it depends on what was actually paid out of pocket versus what was paid by a life-insurance or pre-need arrangement, and how the…