If my health insurance paid the hospital bills, do I still get reimbursed in a settlement, and do I have to pay my insurance back? – North Carolina Short Answer In North Carolina, a settlement can still include compensation for medical care even if health insurance paid the hospital bills, but the amount that can…
How can I get the other driver’s insurance to pay for my medical bills, missed work, and pain and suffering after a rear-end crash? – North Carolina Short Answer In North Carolina, the other driver’s insurance typically pays medical bills, lost wages, and pain and suffering only after a bodily injury claim shows (1) the…
What happens if the insurance company says their offer is final—do I have any real options besides accepting it? – North Carolina Short Answer Yes. In North Carolina, an insurance company can call an offer “final,” but that does not force acceptance. The real options usually include continuing negotiations with better documentation, pursuing other available…
How can my family pursue accountability if there is a criminal investigation happening at the same time? – North Carolina Short Answer In North Carolina, a family can often pursue civil accountability (a wrongful death claim) even while law enforcement and prosecutors pursue a criminal case. The civil case is separate, has different goals (financial…
What expenses can be included in my injury claim besides medical bills, like travel to appointments and pain and suffering? – North Carolina Short Answer In North Carolina, an injury claim can include more than medical bills. Common categories include lost income, out-of-pocket costs tied to treatment (such as mileage, parking, and other appointment-related travel…
Will my government-related health benefits have to be paid back from any injury settlement, and can that amount be reduced? – North Carolina Short Answer Often, yes. In North Carolina, when a government-related program pays accident-related medical bills (most commonly Medicaid, and sometimes a state employee health plan), it can have a legal right to…
Why is the insurance company valuing my injury claim based on what was paid for treatment instead of the higher amounts that were billed? – North Carolina Short Answer In North Carolina, insurers often focus on the amounts actually paid (or still required to be paid) to satisfy medical charges because those figures are commonly…
What kinds of damages can be claimed in a wrongful death case related to a murder? – North Carolina Short Answer In North Carolina, a wrongful death claim arising from a murder can seek damages for the financial losses caused by the death (such as lost income and services), certain expenses (like medical care related…
Is the rental car covered as part of the property-damage claim after a crash? – North Carolina Short Answer Often, yes. In North Carolina, reasonable “loss of use” damages can be part of a vehicle property-damage claim, and a rental car bill is a common way to prove that loss of use. Whether it is…
Can I still make an injury claim if I didn’t take an ambulance and went to the emergency room the next day? – North Carolina Short Answer Yes. In North Carolina, not taking an ambulance and going to the emergency room the next day usually does not prevent an injury claim after a car crash.…