What happens to accounts that are POD—do they bypass probate, and can I just use my own funds to pay the estate’s debts while keeping the house and cars? – NC

What happens to accounts that are POD—do they bypass probate, and can I just use my own funds to pay the estate’s debts while keeping the house and cars? – North Carolina Short Answer In North Carolina, properly set up payable-on-death (POD) accounts pass directly to the named beneficiary and do not go through the…

How do I handle utilities, car insurance, and vehicle retitling before and after I receive letters testamentary? – NC

How do I handle utilities, car insurance, and vehicle retitling before and after I receive letters testamentary? – North Carolina Short Answer Under North Carolina law, utilities and insurance stay in the decedent’s name until someone has legal authority to act, usually through letters testamentary. After the clerk issues letters, the executor can keep or…

How do I properly document funeral costs so they are reimbursable from the estate and clear to heirs and creditors? – NC

How do I properly document funeral costs so they are reimbursable from the estate and clear to heirs and creditors? – North Carolina Short Answer In North Carolina, funeral and burial costs can be reimbursed from the estate if they are reasonable, within statutory limits, and well documented. The personal representative should keep the original…

What should I do about post‑death benefit overpayments that hit the account—leave the funds for reversal or withdraw them and repay if asked? – NC

What should I do about post‑death benefit overpayments that hit the account—leave the funds for reversal or withdraw them and repay if asked? – North Carolina Short Answer Under North Carolina law, benefit payments that arrive after death generally still belong to the payer, not to the heir or executor, if they cover a period…