How can I confirm that the car accident claim is fully covered by insurance before using estate assets?: Practical steps under North Carolina probate law

How can I confirm that the car accident claim is fully covered by insurance before using estate assets? – North Carolina Short Answer In North Carolina, a personal representative should promptly tender the accident claim to all potential insurers and obtain written confirmation of defense and indemnity (or a reservation of rights) before paying any…

Can I reject mortgage, utility, and homeowner dues as direct claims against the estate and have heirs cover them?: North Carolina probate answer

Can I reject mortgage, utility, and homeowner dues as direct claims against the estate and have heirs cover them? – North Carolina Short Answer In North Carolina, you can disallow unsecured or improper creditor claims, but you cannot eliminate a valid lien like a mortgage or HOA assessment attached to real property. Real estate passes…